Commande sur mobile: McDonald's choisit une start-up française pour les paiements

Commentaire "Après les commandes en avance depuis le mobile et le règlement via Paypal, Mac Donald améliore l'expérience client en facilitant l'entrée des informations de carte bancaire via la technologie de la startup Scanpay"

Extrait "Le groupe américain de restauration rapide McDonald's a implanté la technologie d'une start-up parisienne pour le paiement des commandes réalisées via un téléphone ou une tablette, selon un communiqué publié jeudi.La technologie de ScanPay permet à l'utilisateur de scanner sa carte de paiement via son appareil, qui reconnaît automatiquement ses informations afin d'éviter les erreurs de saisie, précise la start-up née en mars 2013 dans son communiqué. "

Plus d'infos ici

le smartphone et la tablette sont-ils les caisses enregistreuses de demain ?

Commentaire "Des terminaux d'acquisition carte bancaire d'un nouveau genre fleurissent chez les commerçants qui s'équipent ou renouvelle leur équipement. Avec la promesse d'une gestion simplifiée et d'un coût à l'usage optimisé. En complément, un système de caisse plus ou moins basique permet de gérer l'essentiel depuis la tablette ou le smartphone. Nul doute que tous les acteurs du marché vont s'y mettre tour à tour et que les offres mPos vont fleurir. A suivre..."

Extrait "L'année 2014 devrait voir le développement, en France, d’une nouvelle génération de terminaux de paiement par carte bancaire, à destination notamment des artisans, des petits commerçants et des PME. Plus légers et moins chers, ils s’appuient sur les smartphones et les tablettes, qu’ils transforment en véritables caisses enregistreuses. Le point sur les promesses de ce nouveau marché."

plus d'infos ici

Ogone launches chip and PIN mPOS payment solution

Comments "A new player on mPos market: Ogone, but more as a distributor of Ingenico's technology. So nothing new compares to what Ingenico already communicated on its Mpos Suite. But it is interesting to see all the actors of the card business going towards Mpos offer. Certainly a key feature to follow in 2014"

Extract "Ogone, an Ingenico company and a global online payment processing services provider, has launched a chip and PIN mobile payment solution dubbed ‘Ogone mPOS’ in the Netherlands. Designed for businesses ‘on the move’ such as tradespeople, delivery services, market traders and transport operators, this payment solution is set to enable businesses to take payments on the spot. This solution is based on Ingenico’s mPOS technology (iCMP) combined with easycash’s processing solution. The solution comprises of a chip and PIN debit and credit card reader that connects with iOS and Android smartphones and tablets. Merchants download the Ogone mPOS app on their smartphone and use Bluetooth to pair it with their Ogone mPOS device."

Link to the full story

Poste Italiane signs agreement with payleven for Chip and PIN distribution in Italy

Comments "Payleven Mpos solution is really a smart way to accept card on the go. I've personally tried it for dozens of transactions and the process is really smooth, convenient, and easy to use. What else ? It is more surprising that BancoPosta has signed a agreement with such a young player. But is it a a good sign of their capacity to move quicky"

Extract "Poste Italiane has signed an agreement with payleven, a European provider of mobile card payments, to make its Chip and PIN card reader available for all clients of Banco Posta in Italy.
As of October, small and medium sized businesses including tradesmen, taxi drivers, and retailers, can sign up with payleven at their nearest post office or Banco Posta in Italy. They will then receive a Chip and PIN device that can accept debit and credit cards. Users are required to have an existing BancoPosta account or will need to open a new account to benefit from the offer."

Link to the full story

The fight against online payment fraud is the business priority of French retailers

Comments: "You will find below recent figures about fraud and online payments in France and EU. As e-commerce is going more and more towards m-commerce, it is a good idea to look at today's issues to imagine what's next with mobile payments... Do not hesitate to download the whitepaper !"

Extract "French retailers are the most affected by online fraud in Europe. The decrease in turnover suffered by French retailers is estimated to equal 1.4% of their total income from cardless transactions (compared to a European average of 0.6%). In France, online sales rose by 7.0% in 2012 to reach 3.6 billion euros."

Link to the full story

Google links free prepaid debit cards to its Wallet accounts

Comments "Another move of google in the payments. May be also a way to comptete with Paypal at merchand location. The article does not say if the card will be NFC compatible..."


Extract "Google Inc will offer a prepaid debit card that will allow consumers to purchase goods at stores and to withdraw cash from ATM machines, the internet company said this week. The card, which is only available in the US, lets consumers access the funds stored in their Google Wallet accounts. The new Wallet card will be accepted at “millions of locations” that accept MasterCard and at ATM machines, Google said in a post on its official blog on Wednesday. Google said the card is free and that the company will not charge cardholders any monthly or annual fees."

Link to the full story

When a telco turns to banking

Comments "This is the real threat of the retail Banks: A Telco turning into a real Bank. Now it is no more a nightmare, it is real life..."

Extract "Rogers Communications, Canada's largest telco, has moved into banking and plans to issue credit cards — both a plastic version and a mobile version that will be stored on Rogers smartphones."


Link to the full story

Stockholm’s Homeless Accept Cards as Cash No Longer King

Comments "Even in a cashless society, everyone has to find a way to do its own business....it seems less convenient to use a plastic card to buy a newspaper. But if there is no other choice, it has be to tried.."

Extrait "Stockholm’s homeless magazine vendors no longer need to ask if you can spare any krona. They take cards. In the most cashless society on the planet, the sellers of Situation Stockholm, a culture magazine sold by homeless people, were last month equipped with card readers to accept donations from fellow Swedes. The move marks a world first, according to their employer. "

Link to the full story