PayPal questions Apple Pay security

Comments "Amazing Marketing Strategy from Paypal using Apple's recent leak of celebrity as ammunition for its new ad campaign"

Extract "Ahead of Apple's Apple Pay release, mobile and online payments stalwart PayPal on Monday took out a full-page ad in The New York Times, warning consumers of Apple's security practices by alluding to the recent leak of photos stolen from celebrity iCloud accounts."

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PayPal Debuts A Simpler, Native Checkout Experience For Merchants And Expands Beacon Internationally

Comments "Discover how Paypal plans to improve the checkout experience with e-merchant. And also in which countries beacon will be rolled out. 2 parallel initiatives but with the same goal: efficiency of the checkout, whether on line or in store"

Extract "We’ve been hearing a lot about PayPal’s ambitions to integrate technology into the offline and mobile experience, with the recent launch of Beacon, a device that enables hands free checkins in stores and payments. But much of the core of PayPal’s business is its online payments and checkout technology which is used by many online merchants to enable payments. Today, the payments giant is debuting a simpler checkout experience online for merchants to embed in their e-commerce sites."

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AIRTAG and KFC bring PayPal to the Fast Track mobile wallet

Comments "It seems that Paypal is more and more the wallet of the wallets. A quick and convenient way to add payments functionality in smart use case. and very difficult to follow for its competitors...."

Extract "KFC customers can now create a Fast Track account by using their existing PayPal account details; all they have to do is enter their username and password. Users bypass having to enter personal and bank or card details because, this information is already stored securely within their PayPal account."

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PayPal to open exclusive start-up club for web and mobile firms

Comments "Amazing initiative of Paypal in order to encourage Startup to promote the Paypal wallet and stand at the heart of innovation""

Extract "PayPal today announced a worldwide programme that will provide discounts to tech start-ups using its payment platform.

PayPal said the aim of its Blueprint programme is to help the next generation of mobile and web start-ups grow and succeed. 

Under the initiative, Paypal will waiver its processing fees up to $50,000 (£31,000) for start-ups over an 18 month period. It will also provide support to developers through partnerships with tech accelerators based in EMEA and North America."

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PayPal working with Blackhawk to add gift cards to digital wallets

Comments "It really make sense to match digital wallets and gift cards programs. Paypal is once again showing the way to its competitors. Who will follow soon ?"

Extract "The prepaid payment provider Blackhawk Network is working with PayPal to bring gift cards to the digital wallet. The collaboration will include Blackhawk's broad range of physical gift cards and e-gifts, many from leading brands, Blackhawk said in a news release."

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La start-up Payplug mise sur la simplicité pour défier les géants du paiement en ligne

Commentaire "Une certaine inventivité de la solution même si le parcours client n'est pas parfaitement fluide et des commissions qui restent relativements élévés. Cela peut interesser les petits commerçants ou artisans qui ont peu d'alternatives à Paypal"

Extraits "Fondée par Camille Tyan et Antoine Grimaud, issus respectivement du monde de l’internet et du secteur bancaire, la jeune pousse a mis au point une solution de paiement qui permet à tous les petits commerçants et artisans indépendants d’accepter les paiements par carte bancaire, en mobilité, à distance ou en ligne. Côté business model, Payplug propose une inscription gratuite et prélève une commission de 2,5% sur chaque transaction."

Plus d'infos ici

Google Wallet overhaul shifts emphasis away from NFC

Extract "NFC has died more than once since the Beacon move from Apple and Paypal. Even if Nexus phones have embedded NFC chips, Google is also moving away more and more from this technology…

Extract  "Google has overhauled its mobile wallet service, opening it up to all Android devices running version 2.3 or higher and distancing it from its NFC-based origins.

When it launched in 2011 Google Wallet was pitched as a tool for enabling in-store, NFC-based payments. But, thanks to a limited number of compatible handsets and the refusal of telcos AT&T, T-Mobile and Verizon to back it, the service has failed to take off."

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Les banques françaises lancent un système concurrent de PayPal ?

Commentaires "On aimerait y croire, moi le premier,  mais les spécialistes sont sceptiques. Pour concurrencer Paypal il faudrait déjà être une solution ouverte et internationale. Deux conditions qui ne sont pas encore remplies. Reste une niche pour les utilisateur franco-français qui n'ont pas encore été séduits par Paypal..."

Extrait "Une petite icône est née. Elle s'appelle PayLib et permettra bientôt de régler son billet de train commandé sur Voyages-sncf.com ou le robot ménager repéré sur Ventesprivees.com. Cette solution de paiement en ligne, sur smartphone ou tablette, a été dévoilée mardi 17 septembre par de grands parrains : BNP Paribas, la Société générale et La Banque postale (LBP)."

 Plus d'infos ici

Bluetooth à l'assaut du paiement mobile ?

Commentaire "Autre article au sujet des initiatives de Paypal et Apple sur les devices Beacon et leurs usages possible, y compris en matière de paiements mobiles."

Extrait "Alors que l'annonce des derniers nés de la gamme iPhone aura encore déçu tous ceux qui espéraient y voir apparaître une interface NFC (sans contact), c'est une "nouvelle" technologie qui lui vole maintenant la vedette, sous le nom de "iBeacon". Et ce n'est certainement pas une coïncidence si PayPal dévoilait il y a quelques jours son propre "beacon".
Bien qu'Apple évoque uniquement, pour l'instant, une utilisation de ses accessoires pour localiser les consommateurs à l'intérieur des bâtiments (pour les guider, pour leur distribuer des promotions…), il ne faut pas beaucoup d'imagination pour supposer que les applications de paiement ne sont pas loin derrière (..). La convergence de deux acteurs d'importance sur une nouvelle technologie impose en tous cas d'y prêter attention."

Plus d'info ici 

PayPal rebooting the mobile wallet

Comment "Paypal is pushing mobile payment in many ways to bring its mobile wallet in shops with this news app, face recognition, beacon and many to come for sure"

Extract "PayPal Australia has launched the next iteration of the PayPal mobile application, refreshed with enhanced digital wallet functionality to make it easier than ever to pay in-store and send money to friends via mobile. The redesigned application includes several time saving functions which PayPal’s five million active Australian account holders can take advantage of, such as “ordering ahead” for you morning coffee or getting home delivery from over 2,000 restaurants nationwide."

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PayPal re-imagines the mobile wallet

Comment "Will Paypal be able to replace all what we have in our wallet ? Not easy at worlwide level as esch country has its own habits, but lets try already for the US. To be followed"

Extract "PayPal's quest to replace the leather wallet with a mobile handset has moved closer to fruition with the release of a bundled app incorporating bank and card payments, loyalty redemption, credit lines, P2P money transfer and high street shopping"

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Facebook in plans to test mobile payments feature

Comments "This is a small move and may be not a big innovation, but big players like Facebook and Paypal can change a lot of things if they work together"

extract "In a bid to tap into the growing mobile payments market, social media giant, Facebook, has announced it is in discussions with PayPal to launch a new mobile payment feature. When making purchases on mobile applications, Facebook users will be able to use payment details added to their Facebook accounts to automatically fill in forms."
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Paypal new partnerships

Comment "Paypal continues to grow its own web around the world. Who can compete now ?"

Extract "PayPal has announced a new agreement with online and mobile banking provider IND Group, The Paypers reported on August 23.
PayPal will now offer money transfer functionalities to IND bank customers in 15 countries in Europe, the Middle East and Commonwealth of Independent States (CIS) nations. Users in these regions can send money via email, without a PayPal account."

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Pay by Face

Comment "Pay by face recognition already there somehow with Paypal. Is this a new channel ?"

Extract "The borough's high street has begun using a payment system that works by simply recognising customers by their first name and picture via a mobile phone app.
The app for iOS, Windows OS and Android phones highlights nearby shops and restaurants that accept PayPal.
The customer checks in by clicking on the required retailer and sliding an animated pin down on their screen."
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How a photograph on PayPal shows the end for cash

Comments "The overall workflow sounds a bit complicated compared to platic payments. Paypal needs to go beyond ebay but I am not sure this is the killer use case..."
"The new concept is part of the company’s mobile phone app, which is used by major chains such as Pizza Express and Thai food restaurant Busaba Eathai. "

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PayPal Sits on Top As Most Popular Mobile Wallet

Mobile wallets are growing in popularity, with many nations happily adopting mobile payments and contactless technology to aid in its expansion. However, there are reams of payments apps around and who knows which one is the best fit for the world. Well, according to a report from PriceWaterhouseCooper's PayPal are sitting pretty at the top of the mobile wallet chain.  The results, which come from a survey taken from November 2012 through to January 2013, are representative of a geographically diverse sample of 1,000 men and women aged between 18 and 74.

http://blogs.terrapinn.com/total-payments/2013/05/15/paypal-sits-top-popular-mobile-wallet/?goback=%2Emyg