Ogone launches chip and PIN mPOS payment solution

Comments "A new player on mPos market: Ogone, but more as a distributor of Ingenico's technology. So nothing new compares to what Ingenico already communicated on its Mpos Suite. But it is interesting to see all the actors of the card business going towards Mpos offer. Certainly a key feature to follow in 2014"

Extract "Ogone, an Ingenico company and a global online payment processing services provider, has launched a chip and PIN mobile payment solution dubbed ‘Ogone mPOS’ in the Netherlands. Designed for businesses ‘on the move’ such as tradespeople, delivery services, market traders and transport operators, this payment solution is set to enable businesses to take payments on the spot. This solution is based on Ingenico’s mPOS technology (iCMP) combined with easycash’s processing solution. The solution comprises of a chip and PIN debit and credit card reader that connects with iOS and Android smartphones and tablets. Merchants download the Ogone mPOS app on their smartphone and use Bluetooth to pair it with their Ogone mPOS device."

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Payer avec le lecteur d'empreintes digital de votre smartphone bientot possible

Commentaire "Celler une transaction mobile avec son empreinte ? Pourquoi pas même si les freins actuels aux paiements mobiles tiennent plus de l’inadéquation de l’écosystème et du manque d'incentives clients que des problèmes d'authentification....'

Extrait "Si jusqu’à présent, les lecteurs d’empreintes digitales embarqués par certains smartphones lancés sur le marché ces derniers mois servaient avant tout à proposer un nouveau moyen d’identification pour l’utilisateur et à gonfler la fiche technique des appareils pour mieux justifier leurs prix de vente souvent élevés, il se pourrait bien que ceux-ci trouvent enfin une réelle utilité dans les mois à venir."

Plus d'infos ici

PayPal Debuts A Simpler, Native Checkout Experience For Merchants And Expands Beacon Internationally

Comments "Discover how Paypal plans to improve the checkout experience with e-merchant. And also in which countries beacon will be rolled out. 2 parallel initiatives but with the same goal: efficiency of the checkout, whether on line or in store"

Extract "We’ve been hearing a lot about PayPal’s ambitions to integrate technology into the offline and mobile experience, with the recent launch of Beacon, a device that enables hands free checkins in stores and payments. But much of the core of PayPal’s business is its online payments and checkout technology which is used by many online merchants to enable payments. Today, the payments giant is debuting a simpler checkout experience online for merchants to embed in their e-commerce sites."

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10 Useful Data Sources for Measuring Financial Inclusion

Comment "Interesting explanations of the GSMA about all the various source of information relative to mobile money and statistics. Everyone is looking about accurate data regarding financial inclusion. Here is some help how to find them" 

Extract "In recent years, data sources for financial inclusion have become richer yet more complicated to navigate. On the demand side, there are numerous sources: The Global Findex was released in 2012; there are various country-level surveys like FinScope, FinAccess and the Financial Inclusion Tracker Survey (FITS) just to name a few. Similarly, the supply-side data sources have grown and deepened to include more focus on sub-national data and to cover more indicators."
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Quatre arrondissements parisiens vont tester le paiement du stationnement sur mobile

Commentaire: "Paybyphone standardise de plus en plus le stationnement dans les villes. Une niche certes mais pleine de potentiel. Reste à savoir si d'autres usages et applications seront possible pour aller au delà en terme de paiement mobile pour cette solution au nom prometteur".

Extrait "Paris, où le respect du stationnement automobile payant est trois fois inférieur à la moyenne nationale, a choisi fin décembre 2013 un opérateur pour expérimenter le paiement par téléphone portable dans quatre arrondissements à partir du printemps 2014. Il permettra de payer son parking sur voirie au quart d'heure près."

Plus d'informations ici

Quand les Banques Françaises souhaitent copier les Startup...

Commentaire "Découvrez comment les banques Française se lancent dans la course du mPos. Il est d'ailleurs grand temps d'investir ce nouveau business avant que tous les Square-Like européen (Mpowa, Payleven, Jusp...) s'installent trop confortablement sur ce marché. Question cependant: où sont les autres banques francaises sur ce marché ?."

Extrait "2 banques se sont associées Crédit Agricole et Crédit Lyonnais pour offrir une solution de paiement au TPE, d'un coté l'offre est nommé Smart TPE pour le CA et Monem Mobile pour le CL. La solution Smart TPE sera testée dans un premier temps auprès de 150 clients professionnels du Crédit Agricole Sud Rhône Alpes et du Crédit Agricole des Savoie."

HOW M-PESA INNOVATES NEW BUSINESS MODELS FOR ITS BASE OF THE PYRAMID CUSTOMERS

Comments "Discover how M-Pesa is using the feedback of its user to create new product and bring again innovation in our mobile money world"

Extract "M-Pesa is one of the biggest success stories in the history of serving customers at the economic bottom of the pyramid--the world's poorest. Launched in 2007 by Safaricom, it quickly dominated the cash transfer market, and grew at an astounding rate, capturing more than two-thirds of Kenya's adult population as customers."

A Quick and Complete History of Bitcoin

Comments "I have a lot of question around this new "currency". So here is another nice infographic to avoid being completely loss with Bitcoins"

Find it here

Mobile payments predictions 2014

You will find below a nice info-graphic about m-payments and m-commerce in 2014.

Mobile payments predictions 2014